Telephone Banking

You now have access to your accounts at Spivey State Bank with the convenience of a touch tone telephone - anytime day or night, even weekends and holidays.

Using our Bank by Phone is simple and convenient. After you sign the authorization form for this service, all you have to do is follow the easy instructions provided on the phone.

You begin by dialing 237-INFO (4636) from any touch tone telephone. After Bank by Phone from Spivey State Bank answers, a list of banking services will follow. All you do is listen carefully for instructions, making sure you press the # key when requested.

For inquiries, you will be asked to enter your specific account number, along with your personal identification number. Be sure to enter both numbers correctly.

Once you become acquainted with Bank by Phone, you'll find that banking has never been more convenient. Be sure to try all of the transactions until you feel comfortable, and if you have any questions or need special assistance, call one of our Personal Bankers at (478) 237-6619 during regular banking hours.


Safe Deposit Boxes

It's wise to protect valuables and important documents in a safe deposit box. Spivey State Bank provides various sizes for a small annual fee.

Size of Box (inches) Annual Fee
3 x 5 $20.00
5 x 5 $25.00
3 x 10 $30.00
5 x 10 $45.00
10 x 10 $70.00

For availability, please contact us.


MasterCard® Debit Card

The MasterCard® Debit Card is an ATM card with an important difference: it carries a MasterCard® Logo. That makes it...

Even Better Than A Regular ATM Card
You can use your enhanced ATM card to pay for purchases at over 15 million places worldwide that accept MasterCard®, including restaurants, department and convenience stores at home or abroad. The amount of each purchase will be deducted directly from your checking account, so there are no interest charges when you use it (unless you access an overdraft line of credit).

Even Better Than Checks
The MasterCard® Debit Card is faster and easier to use, because it lets you access your checking account without taking the time to write a check or hassle with identification. Plus it eliminates the inconveniences of carrying a checkbook or running out of checks.

Even Better Than Cash
Using the MasterCard® Debit Card is more convenient than carrying lots of cash. And it makes keeping track of your money simpler, too, because every purchase you make is listed on your monthly bank statement.

Shop securely on the Internet using MasterCard®Securecode.™

How Do You Get a MasterCard® Debit Card?
Just call one of our Personal Bankers at (478) 237-6619 for more information. We'll take care of the rest.

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Spivey State Bank
211 North Main Street
Swainsboro, GA 30401
Phone: (478) 237-6619 || Fax:  (478) 237-4887
Customer Service Center: (877) 753-9224
Lost Debit Card: (800) 554-8969