Spivey State Bank makes it as easy as 1-2-3 to borrow money because we don't have all the loan jargon to confuse our customers.

The best part about Spivey State Bank is that we are your friends and neighbors and we know our community and therefore we make our loan decisions by understanding the economy of our community. You will know the outcome of your loan fast.

Our rates are very competitive and we have experienced loan officers to meet any need that may arise.

Consumer / Installment / Personal

At Spivey State Bank we can design a loan to meet your special needs. Whether you're in the market for a new car, a much-needed vacation or just need some extra money, we are the answer for you.

Spivey State Bank can also help with designing a loan to further your child's education or if you just need to consolidate all of your outstanding debt.

Come see us for great rates and knowledgeable people.

Commercial Loans

Spivey State Bank has been in business since 1953 and knows the business climate. Whether you're interested in starting a new business, expanding your existing business, or upgrading the equipment you presently own, come see how Spivey State Bank can help you meet your business needs.

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Spivey State Bank
211 North Main Street
Swainsboro, GA 30401
Phone: (478) 237-6619 || Fax:  (478) 237-4887
Customer Service Center: (877) 753-9224
Lost Debit Card: (800) 554-8969