Certificates of Deposit

Put your savings where it can earn a higher, guaranteed interest rate along with the safety and security of Federal Deposit Insurance Corporation protection.

  • Variety of terms - as little at 90 days and up to 60 months
  • Only $500 minimum opening deposit
  • For current rates call us at (478) 237-6619

Individual Retirement Account

Money placed in a traditional IRA earns tax-deferred interest, and a Roth IRA earns tax-exempt interest. An IRA allows you to safely build up savings for your retirement years.

  • Interest rates vary with the term chosen
  • Only $500 minimum opening deposit
  • For current rates call us at (478) 237-6619
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Spivey State Bank
211 North Main Street
Swainsboro, GA 30401
Phone: (478) 237-6619 || Fax:  (478) 237-4887
Customer Service Center: (877) 753-9224
Lost Debit Card: (800) 554-8969