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Ideal for small businesses, start-up businesses, and home-based businesses - although
any business can qualify. Helps keep overhead costs low.
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750 FREE monthly transactions*
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No minimum balance
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No monthly service charge
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FREE online banking
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FREE online bill pay
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FREE telephone banking
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Currency & coin: first $10,000 free; $1 per thousand over $10,000
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Only $100 opening deposit
Only sole proprietorships, non-profit organizations and government units are eligible
to earn interest on checking balances because of federal banking laws. Here's the
perfect account for them.
- 150 FREE monthly transactions*
- Over 150: 12¢ per transaction*
- Pays interest on balances of $1,000 or more - for current rates
call us at (478) 237-6619
- $1,000 minimum daily balance or $10 monthly charge
- FREE online banking
- FREE online bill pay
- FREE telephone banking
- Currency & coin: $1 per $1,000
- Only $100 opening deposit
This account provides the information your accountants need for complete business
cash analysis. Service charges are based on the account activity and deposit balances.
Earnings credit can offset the per-item transaction fees.
- 12¢ per transaction*
- Earnings credit allowance may offset transaction fees
- $2,500 minimum daily balance or $15 monthly fee
- FREE online banking
- FREE online bill pay
- FREE telephone banking
- Currency & coin: $1 per $1,000
- Only $100 opening deposit
Your business can take advantage of the same type of money market account we offer
to individuals. This one also pays higher interest rates for larger balances.
- Tiered interest rates - for current rates call us at (478) 237-6619
- $2,500 minimum balance to avoid $10 monthly service charge
- Unlimited free in-person withdrawals
- 6 free debits per month
- $5 per debit over 6 per month
- $2,500 to open account
*Transactions include debits, credits, and items deposited.
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HOME | ONLINE BANKING |
LOCATIONS | ABOUT US
CONTACT US | PRIVACY POLICY | DO NOT CALL POLICY
Spivey State Bank
211 North Main Street
Swainsboro, GA 30401
Phone: (478) 237-6619 || Fax: (478) 237-4887 E-Banking: (877) 753-9224 || Lost Check Card: (800) 554-8969
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